Mums out of Debt (MOOD) is a trading style of The Carrington Dean Group Ltd.
The Carrington Dean Group Ltd is committed to protecting the personal data that you provide to us and recognise the importance of being clear about how we intend to use it.
All personal data provided by you through this website will be held by The Carrington Dean Group Ltd. Our head office address is Regent House, 5th Floor, 76 Renfield Street, Glasgow, G2 1NQ
Our UK data protection registration number is: Z7677953 . Full details of our notified purposes can be viewed at the website of the Information Commissioner’s Office www.ico.org.uk
Information we may collect from you
When you receive a service from our website we may ask you for personal data and other information to allow us to provide you with the services that you require. This could include the following:
The internet is not completely secure. We cannot guarantee the security of your personal data transmitted through our website or by email. Any transmission is at your own risk. Some of the information you provide to us may be considered sensitive personal data as defined by data protection laws. This means information about the data subjects ethnic or racial origin, political opinions, religious beliefs, trade union membership, physical or mental health, sexual life or criminal record. The Carrington Dean Group Ltd also considers information relating to bank accounts, national insurance numbers, and other unique documents such as passport numbers as sensitive. We would advise users of this website to send such information by a more secure system such as encrypted email. Sensitive personal data will only be processed following your explicit consent.
How do we intend to use your personal data?
To provide a service: We may contact you for reasons relating to the service you have made a request for. We would use your contact details to manage this and may retain them for marketing purposes. Please refer to the marketing section below on how we may use your personal data for marketing purposes.
If you are interested in working for us we will only use your personal data to process your application, monitor recruitment and provide statistics. Personal data about unsuccessful candidates will be retained for six months after the recruitment process is completed, at which point it will be disposed of securely.
Your personal data provided by you via our website will only be used by The Carrington Dean Group Ltd and its subsidiaries and partner companies.
In exceptional circumstances such as dealing with fraud, credit risk, dealing with abusive online behaviour, to enforce rights, to protect property, to protect human safety, if the law requires it; or if we sell or merge any part of our business, we may pass your personal data to another person or organisation to use for their own purposes. We will not otherwise disclose your personal data to anyone outside The Carrington Dean Group Ltd to use for their own purpose without telling you, for example, by updating this privacy statement.
Our Partners are authorised and regulated debt solution providers in the United Kingdom
For the purpose of Debt Management Plans:
Debt Consultancy Services Incorporated and registered in England and Wales with company number 10321530 whose registered office is at The Old Carriage Works, Moresk Road, Truro, Cornwall, England, TR1 1DG.
Hamilton Philips Limited incorporated and registered in England and Wales with company number 11339094 whose registered office is at Express Networks 3 Oldham Road, 6, Manchester, United Kingdom, M4 5DB
Back2credit Limited incorporated and registered in England and Wales with company number 10508027 whose registered office is at 5 Moreton Avenue, Birmingham, England, B43 7QP
Gravitate Media Limited 52 Forder Way Hampton, Peterborough, Cambridgeshire, United Kingdom, PE7 8JB
Refresh Debt Services Ltd Milltown House, Milltown Industrial Estate, Warrenpoint, BT34 3FN. Company Number: NI055582, FCA No: 674160,Data Protection No:Z9114806
Financial Guidance Limited 2 West Regent Street, Glasgow, G2 1RW
How long will The Carrington Dean Group Ltd retain my personal data?
We will retain your personal data for as long as is necessary for the required service to be provided to you. All retained personal data is subject to the controls of our data protection policy and will be securely disposed of when it is considered to be of no further use.
Where will my personal data be kept?
Once we have received your personal data we will use recognised industry standard procedures and security features to try to prevent unauthorised access.
Your personal data will be under the control of The Carrington Dean Group Ltd. It will be held on our computer system. Parts of our computer system, including our website and email are provided by our UK suppliers of computer systems, and are provided for The Carrington Dean Group Ltd sole use. When we print your personal data this will be in the possession and control of our employees at all times and will be securely disposed of when it is considered to be of no further use. There may be occasions when we need to transfer a part of your data to our partners outside of the EEA. Their systems fully comply with UK data protection and security standards.
We would like to contact our clients for marketing purposes and to promote new services to you. This may be by post, telephone, fax or email. If you do not wish to receive direct marketing from us please contact us with your request. Under no circumstances will your personal information be sold or used by any other organisation
Cookies are text files placed by websites onto your computer. They collect standard internet log and visitor behaviour information.
We may obtain information about your general internet usage by using a cookie file which is stored on your browser or the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve the Website and to deliver a better and more personalised service. Some of the cookies we use are essential for the site to operate.
Cookie Name Purpose
__utma This cookie is used to monitor the number of times a visitor has been to the site related to the cookie, when they first visited the site, and when they were last on the site. Google Analytics uses the information from this cookie to calculate things like Days and Visits to purchase.
__utmc These two cookies work together to establish how long a visit has taken. b signals when a user enters the site and c signals when a user leaves.
__utmz Captures how a visitor accessed the site including: which search engine was used, what link was clicked on, what keywords were used and geographical location.
For further information please visit the websites www.aboutcookies.org orwww.allaboutcookies.org.
You have rights under data protection law which you can exercise at any time by writing to the Data Controller at the address above. Exercising your rights may make it difficult or impossible for us to provide you with services.
Updated November 2019
As you browse this website, advertising cookies will be placed on your computer so that we can understand what you are interested in. Our display advertising partner, AdRoll, then enables us to present you with retargeting advertising on other sites based on your previous interaction with www.mumsoutofdebt.co.uk. The techniques our partners employ do not collect personal information such as your name, email address, postal address, or telephone number. You can visit this page to opt out of AdRoll’s and their partners’ targeted advertising.
This website validates as XHTML 1.0 Strict, and uses CSS for layout and design purposes.
The site markup is structured and clean to aid those using browsers that cannot display images and visual styles.
For website users using screen readers, this website contains links to skip straight to the content of a page. Links are written to make sense out of context. Reading the label of the link by itself is enough to understand where that link might take you.
All links will open in the same browser window, with the exception of file download links (Microsoft Word documents and PDF files).
The website does not use access keys because it is felt that these are not yet widely supported or understood by the majority of users.
Further information and contact details
The Carrington Dean Group Limited
76 Renfield Street,
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