Terms & Conditions

Last Updated: 28/02/25

Mums Out Of Debt (mumsoutofdebt.co.uk), a trading name of Lawson Fox Debt Solutions Limited. By using this website and our services, you agree to comply with and be bound by the following terms and conditions. If you do not agree with these terms, please do not use our website or services.

Who We Are

Mums Out Of Debt is operated by:

Lawson Fox Debt Solutions Limited

Falcon Mill

3rd Floor

Handel Street

Bolton

BL1 8BL

For any enquiries about this policy, contact us at:

Email: gdpr@lawsonfox.co.uk

Use of the Website

This website is intended for individuals seeking debt advice and related financial information.

You agree to use the website only for lawful purposes and not to misuse, distribute, or copy any content unlawfully.

We reserve the right to modify or withdraw the website at any time without prior notice.

Our Services

We provide free debt advice and financial support services.

We may refer you to UK Debt Expert Limited, our trusted third-party partner, for further debt advice and support.

The information provided on this website is for general guidance only and does not constitute formal financial, legal, or professional advice. You should always seek independent advice before making financial decisions.

How We Communicate

By using our services, you agree that we may contact you via:

  • Telephone
  • WhatsApp
  • Email
  • Letter
  • SMS

We may also use electronic communication for important service updates or regulatory notices.

Accuracy of Information

While we strive to keep our content accurate and up to date, we do not guarantee that all information is error-free or complete.

We are not responsible for decisions made based on the information provided on our website.

Third-Party Links & Services

Our website may contain links to third-party websites, including UK Debt Expert Limited. These websites have their own privacy policies and terms, and we do not accept any responsibility for them.

Any agreements or services entered into with third-party providers are between you and the third party.

Your Responsibilities

By using our website and services, you agree to:

  • Provide accurate and truthful information when making an enquiry.
  • Use our website lawfully and responsibly.
  • Inform us if your personal or financial circumstances change.

Data Protection & Privacy

We take your privacy seriously. Please review our Privacy Policy for details on how we collect, store, and use your personal data in compliance with UK GDPR and the Data Protection Act 2018.

Limitation of Liability

We are not liable for any loss, damage, or financial impact resulting from the use of this website or reliance on the information provided.

We do not guarantee continuous, uninterrupted access to our website or services.

We are not responsible for external factors, including network issues, cyberattacks, or third-party failures.

Intellectual Property

No content, including text, images, logos, and website design, should be copied, reproduced or distributed without our permission.

Complaints & Dispute Resolution

If you are unhappy with our services, please contact us at gdpr@lawsonfox.co.uk

If we cannot resolve your complaint, you may escalate it to:

Financial Ombudsman Service (if applicable)

Helpline: 0800 023 4567

Website: www.financial-ombudsman.org.uk

Changes to These Terms

We may update these Terms and Conditions from time to time. Continued use of our website and services means you accept any changes.